Notre mission:
Restituer de la valeur à nos clients
Créée en 2006 à l’initiative de Frédéric Lagier, avec le soutien de notre actionnaire majoritaire GARANCE (ex MNRA), Indép’AM est aujourd’hui une société de gestion française reconnue pour sa philosophie et son modèle unique, puisés au cœur de son ancrage historique mutualiste.
Transparence, proximité et partage de la valeur ajoutée, telle est la philosophie qui anime Indép’AM depuis plus de 13 ans.
Parce que nous sommes convaincus que notre authenticité fait la différence dans la construction de la relation avec nos clients sur le long terme, nous avons également pensé et structuré notre offre en cohérence avec les besoins et enjeux réels de nos clients institutionnels.
Depuis plus de 13 ans, Indép’AM a développé une expertise à la fois en gestion collective et sous mandat, sur différents univers d’investissement et un accompagnement en conseil financier et technique, pour vous proposer aujourd’hui une offre de solutions et de services adaptée avec pour seul objectif de partager la valeur créée avec la plus grande transparence.
Indep’AM gère aujourd’hui plus de
Un actionnariat solide et engagé
Après 30 ans d’expertise et d’innovation au service de l’artisanat et du commerce de proximité, la MNRA devenue GARANCE le 1er janvier 2017, notre actionnaire de référence avec 78,3% du capital, est un acteur majeur de l’assurance de la protection sociale complémentaire et de l’assurance de personnes. Sur le marché de la retraite Madelin, elle est la 1ère Mutuelle de France depuis de nombreuses années.
GARANCE est une mutuelle 100% indépendante, qui va au-delà de sa mission d’assureur de personnes en proposant des services uniques, à forte valeur ajoutée et ouverts à tous.
Nos valeurs
claire, franche et exhaustive” header_color_back=”#ffffff” description_color_back=”#ffffff” background_color_back=”rgba(255,153,0,0.8)” background_image_back=”112″ block_height=”200px” css_animation=”slideInRight” format_content_padding=”0px 0px 0px 0px” format_header_fontsize=”35px” format_header_padding=”0px 0px 40px 0px” format_description_fontsize=”14px” format_icon_fontsize=”20px” front_icon=”true” hvc_notice_param_1=”” bbvcedo_x_large_css=”.vc_custom_1535044152602{margin-top: 0px !important;margin-right: 0px !important;margin-bottom: 0px !important;margin-left: 0px !important;border-top-width: 0px !important;border-right-width: 0px !important;border-bottom-width: 0px !important;border-left-width: 0px !important;padding-top: 0px !important;padding-right: 0px !important;padding-bottom: 0px !important;padding-left: 0px !important;}” bbvcedo_large_css=”.vc_custom_1535044152603{margin-top: 0px !important;margin-right: 0px !important;margin-bottom: 0px !important;margin-left: 0px !important;border-top-width: 0px !important;border-right-width: 0px !important;border-bottom-width: 0px !important;border-left-width: 0px !important;padding-top: 0px !important;padding-right: 0px !important;padding-bottom: 0px !important;padding-left: 0px !important;}” bbvcedo_medium_css=”.vc_custom_1535044152605{margin-top: 0px !important;margin-right: 0px !important;margin-bottom: 0px !important;margin-left: 0px !important;border-top-width: 0px !important;border-right-width: 0px !important;border-bottom-width: 0px !important;border-left-width: 0px !important;padding-top: 0px !important;padding-right: 0px !important;padding-bottom: 0px !important;padding-left: 0px !important;}” bbvcedo_small_css=”.vc_custom_1535044152607{margin-top: 0px !important;margin-right: 0px !important;margin-bottom: 0px !important;margin-left: 0px !important;border-top-width: 0px !important;border-right-width: 0px !important;border-bottom-width: 0px !important;border-left-width: 0px !important;padding-top: 0px !important;padding-right: 0px !important;padding-bottom: 0px !important;padding-left: 0px !important;}”]
par rapport au sujet traité
en conservant le sens des réalités” header_color_back=”#ffffff” description_color_back=”#ffffff” background_color_back=”rgba(255,153,0,0.8)” background_image_back=”112″ block_height=”200px” css_animation=”slideInRight” format_content_padding=”0px 0px 0px 0px” format_header_fontsize=”35px” format_header_padding=”0px 0px 40px 0px” format_description_fontsize=”14px” format_icon_fontsize=”20px” front_icon=”true” hvc_notice_param_1=”” bbvcedo_x_large_css=”.vc_custom_1535044176356{margin-top: 0px !important;margin-right: 0px !important;margin-bottom: 0px !important;margin-left: 0px !important;border-top-width: 0px !important;border-right-width: 0px !important;border-bottom-width: 0px !important;border-left-width: 0px !important;padding-top: 0px !important;padding-right: 0px !important;padding-bottom: 0px !important;padding-left: 0px !important;}” bbvcedo_large_css=”.vc_custom_1535044176357{margin-top: 0px !important;margin-right: 0px !important;margin-bottom: 0px !important;margin-left: 0px !important;border-top-width: 0px !important;border-right-width: 0px !important;border-bottom-width: 0px !important;border-left-width: 0px !important;padding-top: 0px !important;padding-right: 0px !important;padding-bottom: 0px !important;padding-left: 0px !important;}” bbvcedo_medium_css=”.vc_custom_1535044176359{margin-top: 0px !important;margin-right: 0px !important;margin-bottom: 0px !important;margin-left: 0px !important;border-top-width: 0px !important;border-right-width: 0px !important;border-bottom-width: 0px !important;border-left-width: 0px !important;padding-top: 0px !important;padding-right: 0px !important;padding-bottom: 0px !important;padding-left: 0px !important;}” bbvcedo_small_css=”.vc_custom_1535044176361{margin-top: 0px !important;margin-right: 0px !important;margin-bottom: 0px !important;margin-left: 0px !important;border-top-width: 0px !important;border-right-width: 0px !important;border-bottom-width: 0px !important;border-left-width: 0px !important;padding-top: 0px !important;padding-right: 0px !important;padding-bottom: 0px !important;padding-left: 0px !important;}”]
et les enjeux de nos clients
pour répondre à leurs attentes
de manière rapide, précise et adéquate” header_color_back=”#ffffff” description_color_back=”#ffffff” background_color_back=”rgba(255,153,0,0.8)” background_image_back=”112″ block_height=”200px” css_animation=”slideInRight” format_content_padding=”0px 0px 0px 0px” format_header_fontsize=”35px” format_header_padding=”0px 0px 40px 0px” format_description_fontsize=”14px” format_icon_fontsize=”20px” front_icon=”true” hvc_notice_param_1=”” bbvcedo_x_large_css=”.vc_custom_1535044203097{margin-top: 0px !important;margin-right: 0px !important;margin-bottom: 0px !important;margin-left: 0px !important;border-top-width: 0px !important;border-right-width: 0px !important;border-bottom-width: 0px !important;border-left-width: 0px !important;padding-top: 0px !important;padding-right: 0px !important;padding-bottom: 0px !important;padding-left: 0px !important;}” bbvcedo_large_css=”.vc_custom_1535044203098{margin-top: 0px !important;margin-right: 0px !important;margin-bottom: 0px !important;margin-left: 0px !important;border-top-width: 0px !important;border-right-width: 0px !important;border-bottom-width: 0px !important;border-left-width: 0px !important;padding-top: 0px !important;padding-right: 0px !important;padding-bottom: 0px !important;padding-left: 0px !important;}” bbvcedo_medium_css=”.vc_custom_1535044203100{margin-top: 0px !important;margin-right: 0px !important;margin-bottom: 0px !important;margin-left: 0px !important;border-top-width: 0px !important;border-right-width: 0px !important;border-bottom-width: 0px !important;border-left-width: 0px !important;padding-top: 0px !important;padding-right: 0px !important;padding-bottom: 0px !important;padding-left: 0px !important;}” bbvcedo_small_css=”.vc_custom_1535044203102{margin-top: 0px !important;margin-right: 0px !important;margin-bottom: 0px !important;margin-left: 0px !important;border-top-width: 0px !important;border-right-width: 0px !important;border-bottom-width: 0px !important;border-left-width: 0px !important;padding-top: 0px !important;padding-right: 0px !important;padding-bottom: 0px !important;padding-left: 0px !important;}”]
nos processus et nos contrôles afin de
délivrer une prestation de qualité” header_color_back=”#ffffff” description_color_back=”#ffffff” background_color_back=”rgba(255,153,0,0.8)” background_image_back=”112″ block_height=”200px” css_animation=”slideInRight” format_content_padding=”0px 0px 0px 0px” format_header_fontsize=”35px” format_header_padding=”0px 0px 40px 0px” format_description_fontsize=”14px” format_icon_fontsize=”20px” front_icon=”true” hvc_notice_param_1=”” bbvcedo_x_large_css=”.vc_custom_1535044223170{margin-top: 0px !important;margin-right: 0px !important;margin-bottom: 0px !important;margin-left: 0px !important;border-top-width: 0px !important;border-right-width: 0px !important;border-bottom-width: 0px !important;border-left-width: 0px !important;padding-top: 0px !important;padding-right: 0px !important;padding-bottom: 0px !important;padding-left: 0px !important;}” bbvcedo_large_css=”.vc_custom_1535044223171{margin-top: 0px !important;margin-right: 0px !important;margin-bottom: 0px !important;margin-left: 0px !important;border-top-width: 0px !important;border-right-width: 0px !important;border-bottom-width: 0px !important;border-left-width: 0px !important;padding-top: 0px !important;padding-right: 0px !important;padding-bottom: 0px !important;padding-left: 0px !important;}” bbvcedo_medium_css=”.vc_custom_1535044223173{margin-top: 0px !important;margin-right: 0px !important;margin-bottom: 0px !important;margin-left: 0px !important;border-top-width: 0px !important;border-right-width: 0px !important;border-bottom-width: 0px !important;border-left-width: 0px !important;padding-top: 0px !important;padding-right: 0px !important;padding-bottom: 0px !important;padding-left: 0px !important;}” bbvcedo_small_css=”.vc_custom_1535044223175{margin-top: 0px !important;margin-right: 0px !important;margin-bottom: 0px !important;margin-left: 0px !important;border-top-width: 0px !important;border-right-width: 0px !important;border-bottom-width: 0px !important;border-left-width: 0px !important;padding-top: 0px !important;padding-right: 0px !important;padding-bottom: 0px !important;padding-left: 0px !important;}”]
de la valeur ajoutée
et des risques entre les clients,
les salariés et les actionnaires” header_color_back=”#ffffff” description_color_back=”#ffffff” background_color_back=”rgba(255,153,0,0.8)” background_image_back=”112″ block_height=”200px” css_animation=”slideInRight” format_content_padding=”0px 0px 0px 0px” format_header_fontsize=”35px” format_header_padding=”0px 0px 40px 0px” format_description_fontsize=”14px” format_icon_fontsize=”20px” front_icon=”true” hvc_notice_param_1=”” bbvcedo_x_large_css=”.vc_custom_1535044244420{margin-top: 0px !important;margin-right: 0px !important;margin-bottom: 0px !important;margin-left: 0px !important;border-top-width: 0px !important;border-right-width: 0px !important;border-bottom-width: 0px !important;border-left-width: 0px !important;padding-top: 0px !important;padding-right: 0px !important;padding-bottom: 0px !important;padding-left: 0px !important;}” bbvcedo_large_css=”.vc_custom_1535044244422{margin-top: 0px !important;margin-right: 0px !important;margin-bottom: 0px !important;margin-left: 0px !important;border-top-width: 0px !important;border-right-width: 0px !important;border-bottom-width: 0px !important;border-left-width: 0px !important;padding-top: 0px !important;padding-right: 0px !important;padding-bottom: 0px !important;padding-left: 0px !important;}” bbvcedo_medium_css=”.vc_custom_1535044244424{margin-top: 0px !important;margin-right: 0px !important;margin-bottom: 0px !important;margin-left: 0px !important;border-top-width: 0px !important;border-right-width: 0px !important;border-bottom-width: 0px !important;border-left-width: 0px !important;padding-top: 0px !important;padding-right: 0px !important;padding-bottom: 0px !important;padding-left: 0px !important;}” bbvcedo_small_css=”.vc_custom_1535044244426{margin-top: 0px !important;margin-right: 0px !important;margin-bottom: 0px !important;margin-left: 0px !important;border-top-width: 0px !important;border-right-width: 0px !important;border-bottom-width: 0px !important;border-left-width: 0px !important;padding-top: 0px !important;padding-right: 0px !important;padding-bottom: 0px !important;padding-left: 0px !important;}” css=”.vc_custom_1535044244418{margin-right: 0px !important;margin-left: 0px !important;}”]
au mieux tous les impacts
de nos décisions” header_color_back=”#ffffff” description_color_back=”#ffffff” background_color_back=”rgba(255,153,0,0.8)” background_image_back=”112″ block_height=”200px” css_animation=”slideInRight” format_content_padding=”0px 0px 0px 0px” format_header_fontsize=”35px” format_header_padding=”0px 0px 40px 0px” format_description_fontsize=”14px” format_icon_fontsize=”20px” front_icon=”true” hvc_notice_param_1=”” bbvcedo_x_large_css=”.vc_custom_1535044270155{margin-top: 0px !important;margin-right: 0px !important;margin-bottom: 0px !important;margin-left: 0px !important;border-top-width: 0px !important;border-right-width: 0px !important;border-bottom-width: 0px !important;border-left-width: 0px !important;padding-top: 0px !important;padding-right: 0px !important;padding-bottom: 0px !important;padding-left: 0px !important;}” bbvcedo_large_css=”.vc_custom_1535044270157{margin-top: 0px !important;margin-right: 0px !important;margin-bottom: 0px !important;margin-left: 0px !important;border-top-width: 0px !important;border-right-width: 0px !important;border-bottom-width: 0px !important;border-left-width: 0px !important;padding-top: 0px !important;padding-right: 0px !important;padding-bottom: 0px !important;padding-left: 0px !important;}” bbvcedo_medium_css=”.vc_custom_1535044270159{margin-top: 0px !important;margin-right: 0px !important;margin-bottom: 0px !important;margin-left: 0px !important;border-top-width: 0px !important;border-right-width: 0px !important;border-bottom-width: 0px !important;border-left-width: 0px !important;padding-top: 0px !important;padding-right: 0px !important;padding-bottom: 0px !important;padding-left: 0px !important;}” bbvcedo_small_css=”.vc_custom_1535044270161{margin-top: 0px !important;margin-right: 0px !important;margin-bottom: 0px !important;margin-left: 0px !important;border-top-width: 0px !important;border-right-width: 0px !important;border-bottom-width: 0px !important;border-left-width: 0px !important;padding-top: 0px !important;padding-right: 0px !important;padding-bottom: 0px !important;padding-left: 0px !important;}”]